Primary photo of 118-10 - 1052 RAT BAY ROAD, Lake of Bays (Franklin)
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Single Family For Sale

$29,000

118-10 - 1052 RAT BAY ROAD

MLS® Number: X12943988

Bedrooms

2

Bathrooms

2

About This Property

Excellent value at Blue Water Acres fractional ownership resort which has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is not a time share although some think it is similar. You do actually own 1/10 of the cottage. 118 Algonquin Cottage is a 2 bedroom cottage, has a great view of the lake and is very private. Ownership includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons for a total of 5 weeks per year. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in for 118 Algonquin Cottage is on Fridays at 4 p.m. ANNUAL maintenance fee PER OWNER in 2026 for 118 Algonquin cottage is $5127 + HST. Core (fixed) Week 10 for this cottage starts on August 28, 2026. Weeks for 2026 start(ed) on February 27, June 5, August 28 (core/fixed week), October 23 and December 26. There is laundry in the Algonquin cottages. No HST on resales. All cottages are PET-FREE and Smoke-free. Ask for details about fractional ownerships and what the annual maintenance fee covers (it covers everything). You can deposit weeks you don't use in Interval International or rent them out to help cover the maintenance fees. Blue Water Acres will rent your weeks out for you and you keep 50% of the rental income or rent them out yourself and you keep 100% of the income.

Property Details

Interior Details

Appliances

Water Heater

Basement

None

Bathrooms Total

2

Bedrooms Total

2

Cooling

Wall unit

Fireplace

True

Fireplaces Total

1

Heating

Baseboard heaters, Propane

Building & Exterior

Architectural Style

Bungalow

Building Features

Exercise Centre, Recreation Centre, Party Room, Fireplace(s), Visitor Parking

Exterior Features

Wood

Foundation Details

Block

Parking Features

No Garage

Stories

1.0

Land & Location

City Region

Franklin

Community Features

Pets not Allowed

Postal Code

P1H2J6

View

Lake view

Listing & Financials

Association Fee

$5,127

Association Fee Frequency

Monthly

Association Fee Includes

Common Area Maintenance, Heat, Electricity, Water, Parking

Association Name

Blue Water Acres

Listing Office

Chestnut Park Real Estate

Originating System Name

OnePoint Association of REALTORS®

Other Specifications

Common Interest

Condo/Strata

Country

Canada

Parking Total

4

Waterfront Features

Waterfront on lake

Mortgage Calculator

20% ($5,800)
5.5%
25 Years

Estimated Monthly Payment

$142

Principal and interest only. Actual rates may vary.

Location & Map

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